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As a reminder, you will need a copy of your reports that provide both the data AND the credit score for each credit bureau. The report should be as recent as possible, no more than 60 days old. Here are our recommendations:

• For great tools and education, reports and scores: Smart Credit – Vantage Score

• Includes identity theft protection: IQ Report – Vantage Score

• FICO Scores: MyScore IQ  FICO Score & MyFICO.com

• Most detailed reports: AnnualCreditReport.com (no score provided)

See you inside!